Errors & Omissions (E&O) Insurance is a form of liability insurance that protects professional advice- and service-providing individuals such as lawyers, accountants, architects, doctors, and notaries from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

Unintential mistakes and errors can not be prevented completely and therefore lawsuits are a serious concern for notaries public who work as small businesses and independent contractors. If a notary makes a mistake that causes financial harm to a document signer or relying party, E&O insurance helps to protect their personal and professional assets from financial loss.

Therefore it is strongly advised notaries take out Errors and Omissions as it provides a safety net against financial losses or court costs which can be very high in case of a legal dispute, and ensures that expert legal defence is provided.

For more information about E&O insurance options, FAQ’s, and legal cases, please check out the National Notary Association’s E&O Insurance Pages.